Privacy.
Images and fonts are served with this site. There is no newsletter sign-up or third-party media embed. Optional reading analytics is explained below.
Visiting
Vercel hosts the site and processes ordinary connection information, such as IP addresses and request details, to deliver and secure it. See Vercel’s privacy policy.
Optional reading analytics
If you choose “Allow analytics,” we load Microsoft Clarity to understand which pages people read and where navigation or layout causes difficulties. It provides behavioral metrics, heatmaps, and session replay: a reconstruction of interactions with this website, not a recording of your camera or other applications.
Microsoft receives technical connection and device information, page information, and interactions such as clicks and scrolling. Clarity can use cookies to recognize a browser across visits. We send a small set of reading events, such as article opens and reading-depth milestones. We do not supply your name, email address, message, or a custom personal identifier. Contact-form and search controls are explicitly masked. Masking is an additional safeguard, not a promise that analytics is anonymous.
Clarity is not loaded before you opt in, or after you decline. We send advertising-storage consent as denied and do not use this installation for advertising campaigns. Microsoft processes information under its own Privacy Statement. Read more about Clarity’s data collection and retention.
Your choices
Use the “Privacy choices” button at the bottom of any page to allow or withdraw analytics. Both options leave all articles available. We remember your selection in this browser’s local storage for up to 180 days. If you withdraw after Clarity has loaded, the page reloads to stop the library and removes this site’s Clarity cookies. Withdrawal does not erase data already received by Microsoft.
We also keep analytics off when the browser sends Global Privacy Control or Do Not Track. Analytics is disabled on local previews and on page loads containing query strings or fragment identifiers. Browser blockers may prevent analytics even when allowed. Clearing browser storage resets your preference.
Correspondence
The contact form prepares an email in your own email application. It does not submit your message to a website database. You decide whether to send that email. Mail addressed to md@postmoneyproblems.com is handled by our Microsoft-hosted mailbox and by your own email provider.
We use correspondence to read and respond to your inquiry, not to enroll you in a mailing list. Please don’t send passwords, confidential documents, or sensitive personal information. To ask about privacy or request deletion of correspondence, email md@postmoneyproblems.com.
Updated September 12, 2026.